Jeff Kuest, CFA, CFP®, Owner of the Fiduciary Pledge and fiduciarypledge.com, grants individual investors permission to use the Fiduciary Pledge for their own personal use. The Fiduciary Pledge and the material on this website were prepared by Mr. Kuest only and are provided for informational purposes only. They do not constitute investment or legal advice, nor are they an offer to sell or a solicitation to buy any investment, process, strategy, or advice. Mr. Kuest makes no warranties or representations of any kind relating to the legal accuracy or completeness of the Fiduciary Pledge and shall not be liable for any damages of any kind. Individual investors are encouraged to seek legal advice regarding the use of the Fiduciary Pledge. Mr. Kuest has no obligation to inform you if or when the Fiduciary Pledge is changed or altered.